Homeownership

GDM Habitat partners with qualified families and individuals to help them purchase new construction and previously-owned homes.

homeownership

Homeownership

Are you a low-income family (or individual) looking for an opportunity to buy a simple, affordable house? The GDM Habitat homeownership program offers qualified families and individuals the opportunity for a 20-30 year affordable mortgage. The application process takes several months, and the homeownership program typically takes between 12 and 24 months to complete.

how to apply

As part of the application process, prospective applicants are required to attend an informational meeting where the application process and program requirements will be further explained.
To sign up to attend an informational meeting, please:
Call 515-650-1559 and leave your name and phone number.

more information

1. Both applicant AND co-applicant (if there is a co-applicant) MUST attend an entire informational meeting in order to apply for the GDM    Habitat homeownership program.
2. In order to start the application process, you MUST BRING:
$20.00 money order for credit report fee (will only be used if you choose to go through the application process)
• Copies of your three most recent months of pay stubs or income history for all adults living in the household.
• A valid photo ID AND a copy of that ID for Habitat to keep.
3. No child care available.

 

EqualOpHousing

Do you qualify?

need

Families must earn between 30-60% of the area median income and have a need for affordable housing.

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Ability to Pay

Families who partner with GDM Habitat purchase their home from Habitat with a 20-30 year affordable mortgage.

full family selection criteria
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Willingness to Partner

Families complete 300-400 hours of sweat equity helping build their home and 24 hours of pre-purchase homebuyer education.

sign up for more info

family stories

temlia

Tem & Lia

“This is our house, this is our home and it will make our lives better. We are thankful for Habitat in helping us buy a house.”

sai

Sai

“As a homeowner, I will feel confidence. I will be powerful. I will be able to take care of my kids and help them be successful.”

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