Are you a low-income family (or individual) looking for an opportunity to buy a simple, affordable house? The GDM Habitat homeownership program offers qualified families and individuals the opportunity for a 20-30 year affordable mortgage. The application process takes several months, and the homeownership program typically takes between 12 and 24 months to complete.
how to apply
1. Both applicant AND co-applicant (if there is a co-applicant) MUST attend an entire informational meeting in order to apply for the GDM Habitat homeownership program.
2. In order to start the application process, you MUST BRING:
•$20.00 money order for credit report fee (will only be used if you choose to go through the application process)
• Copies of your three most recent months of pay stubs or income history for all adults living in the household.
• A valid photo ID AND a copy of that ID for Habitat to keep.
3. No child care available.
Do you qualify?
Families must earn between 30-60% of the area median income and have a need for affordable housing.
Ability to Pay
Families who partner with GDM Habitat purchase their home from Habitat with a 20-30 year affordable mortgage.full family selection criteria
Willingness to Partner
Families complete 300-400 hours of sweat equity helping build their home and 24 hours of pre-purchase homebuyer education.
sign up for more info
Tem & Lia
“This is our house, this is our home and it will make our lives better. We are thankful for Habitat in helping us buy a house.”
“As a homeowner, I will feel confidence. I will be powerful. I will be able to take care of my kids and help them be successful.”